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Not all retirees are the same, which means their claiming strategies shouldn’t be the same.  The Owens Financial Group team can help identify which strategy is best for your unique situation and help you get the most out of your Social Security benefits.


Social Security is the only source of fixed income for many retirees, which is why optimizing your Social Security benefits is so important – especially as the future of the program becomes more and more unsteady.

Full retirement benefits are available at one’s full retirement age, which can be anywhere from 65 to 67 years old (depending on birth year).


But according to the Social Security Administration, an individual can begin receiving reduced benefits as early as age 62 or can delay benefits up to age 72 – but when is right for you?




If you are approaching retirement age and have questions about when the best time to begin your benefits is, you’re not alone.


There are many different strategies for claiming Social Security benefits and just as many rules you must abide by; that is why it’s so important to work with Owens Financial Group to develop a strategy that aligns with your overall goals in retirement.

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